For a limited time, you can get a free Speedway credit card with no annual fee.
You’ll need to put down a $50 deposit though, and meet the following criteria:
- You must be 18 years old or older
- You must live in a house
- You must spend at least two hours per day driving
- You must register your vehicle
- You must insure your vehicle
- Your credit score must not be below 650
- You must have a steady employment record
- You must be a U.S. citizen
The basics of this program are simple. You’ll receive a mailer from Chase offering you the free Speedway credit card with no annual fee if you meet the above requirements. The key to earning rewards on the card is spending money, so make sure you know how to get the most out of this credit card.
How To Use The Free Speedway Credit Card?
Chase provides you with a wallet full of goodies including a free Speedway credit card with no annual fee. You’ll receive an email from Chase with a link to your personalized account where you can view your card. You can also monitor your balance, make payments, and find an ATM Machine near you. If you use the card to make a purchase at a grocery store or gas station, you’ll earn rewards that you can cash in with no cap on the amount of rewards you can accumulate.
One of the best things about this card is that there is no annual fee. You’ll only have to pay for the groceries you buy with it. The only time you might have to pay is if you use the ATM or make a purchase at a retail store. To avoid any surprises, make sure you review the Terms and Conditions for this program before you get started.
The Fine Print
While you won’t find an annual fee on the surface, there is a small cost associated with this credit card. Make sure you know what it is before you get started. If your credit score is below 650, you’ll have to pay $0.15 for every $1 spent in fees and interest. If your credit score is over 650, but not yet at 744, you’ll have to pay $0.10 for every $1 spent. You’ll also need to monitor your spending to make sure you aren’t spending money on anything other than groceries and gasoline. If you are, you’ll have to pay extra in fees and interest. Fortunately, these fees can be lowered with an excellent credit score. So, if you’re looking for a credit card that won’t break the bank, this one may be what you’re looking for.
The Bottom Line
A lot of information went into making this article. If you’ve been thinking about getting a credit card but aren’t sure how or where to begin, this article should help you out. We explained how you can get a Speedway credit card with no annual fee and what you need to know before you get started.