A few years back, you would not have heard of a speedway credit card. These days, they’re all the rage. Here’s the deal: If you’re passionate about cars, you can take advantage of credit cards that specialize in offering favorable rates when you’re traveling for leisure or business. But how do you prove that you’re just a fan and not a criminal? That you deserve a break because you’re a sports enthusiast, not an economic terrorist? It’s not easy, but it’s possible. With a little bit of patience, you can establish yourself as a responsible sports fan who just loves their cars. So let’s take a look at how to qualify for a speedway credit card so you can start your journey to success as a responsible sports fan.
Make Sure You’re A Responsible Party
Let’s start from the beginning: To be eligible for a speedway credit card, you need to prove that you’re a responsible party. The Federal Trade Commission (FTC) defines a responsible party as “a person, other than an employee or agent of the credit card issuer, who is primarily responsible for the purchase, redemption, or cash advances on the credit card.” That sounds simple enough. If you’re purchasing or redeeming items with a credit card that you’re not responsible for, your application will be denied. It’s also a good idea to review your credit card statements to make sure there are no errors. For example, if you find that your credit card charges are higher than what you’re quoted or billed for, you may be a victim of fraudulent activity.
Own Up To Your Finances
If you’re applying for a credit card on the road, you’ll need to prove that you can pay for your expected charges. For example, if you’re applying for a 10,000-mile/year card on your own, you’ll need to have access to a secure, online bank account. You’ll also need to ensure that this account is in your name. If you’re worried about your credit score, there are plenty of legitimate ways to raise it, like paying your bills on time. The last thing you need is a blemish on your credit record.
Use The Right Equipment
When you’re traveling for business or leisure, you’ll need to make sure that you have the right equipment. Most importantly, you’ll need a valid passport. Without one, you’ll not be able to board a flight. Most countries require you to have a passport to enter or leave, so be sure to bring one with you when you go abroad. If you’re applying for a travel-related credit card, you’ll also want to make sure that you have the necessary documentation, like a visa or driver’s license. Most credit card companies do require you to have a visa or passport to travel internationally, so be sure to bring these documents with you when you apply.
Have A Supportive Lifestyle
To be eligible for a speedway credit card, you need to be able to support a lifestyle of traveling, buying cars, and being a sports fan. If this sounds like you, you’re in luck. There are a variety of credit cards out there that can help you make the most of your lifestyle. For example, the MyVisa Infinite is a myVisa card that offers an unlimited mileage policy. This means you can travel as often as you like, so long as you charge your travel expenses to the card. What’s more is that this card is accepted at all NASCAR race tracks, as well as the Indianapolis Motor Speedway and many others throughout the country. With this card, you can have the best of both worlds: the excitement of going to a game and the freedom to travel at any time you like. So long as you’re still paying your bills on time, this card will take you places!
Watch Out For Scams
Just because a deal sounds too good to be true, it doesn’t mean that it is. Many scammers prey on unsuspecting victims, hoping to trick them into providing their banking information. If you get a call from a stranger asking for personal information, hang up immediately. Do not give out any information over the phone, especially if you’re not expecting the call. Identity theft is a growing issue, and it’s something to be wary of. If you’d like to protect your financial information, you can use a credit card encryption app like Best WPA to create a password that only you know, and then input this password whenever you make a purchase. This app can also generate a random, obscure password to protect your information if you forget your own. So long as you keep your credit card firmly in your wallet and monitor your spending, you’ll be able to enjoy all the perks that a speedway credit card have to offer without feeling vulnerable or unprotected. Congratulations! You’re a responsible sports fan that just loves their cars. Now let’s take a look at how you can make the most of your new status as a member of this exclusive group.