If you are reading this, I assume that you are either a member of, or have been a member of Superamerica. (If you’re not sure, click here to find out.) If you are interested in transferring your Superamerica points to another loyalty program, this article will tell you everything you need to know.
How Do I Transfer My Points?
If you want to transfer your Superamerica points to another program, you need to visit this website and click on the button that says ‘Transfer’.
There are a few things you need to know before you make the transfer. First, you need to look at how many points you have. (You can also check this by going to your ‘My Account’ page on the Superamerica website.)
Second, you need to know how many points you can transfer. (You can find this out by going to the same ‘My Account’ page and clicking on the ‘More’ button.)
Third, you need to know what kind of bonus you will receive if you transfer a certain amount of points. (This is usually offered to you on a yearly basis. So if you have a lot of points, you may want to consider transferring to get the bonus. On the other hand, if you have a lot less points, you may not want to transfer to get the bonus.)
What About Bank On Points?
Some credit cards give you points when you make a purchase. Then you can add those points to your account. (Learn more about Bank On Points here.) With this method, you usually don’t have to worry about running out of points because it is not a one-time use. (However, sometimes you do run out of points, in which case you would have to call customer service to see if you can make another transfer. This can be a hassle.)
With either one of these methods, you can usually transfer your points without having to go through any kind of verification process. (Some credit cards and loyalty program account requirements do require you to go through a verification process to transfer your points, but this is usually because they want to make sure that you are actually who you say you are. This is to prevent fraud.)
Can I Transfer My Points If I’m Already A Member Of Another Loyalty Program?
If you are a member of another loyalty program and you want to transfer your points to Superamerica, you need to ask yourself one question: Do I want to be a member of yet another loyalty program?
If the answer is no, then you don’t need to worry about transferring your points. You can simply leave them where they are. (However, if the answer is yes, then you should probably consider transferring your points to avoid monthly fees.)
How Do I Know If I Will Get My Points Back From The Transfers?
Once you have transferred your points to another loyalty program, you need to wait for them to post an email confirming the transfer. (You can also check this by going to your ‘My Account’ page on the Superamerica website and clicking on the ‘Contact Us’ link at the bottom of the page.)
After you receive the confirmation email, you can click on the link that it contains to be brought back to the site that you were on before you transferred. (Just in case you’ve forgotten what website you were on before.)
On that site, you will find a small message from SuperAmerica telling you that the points have been transferred and giving you the option to edit your transfer settings or view your account status.
You can click on the ‘Edit Transfer Settings’ button to make changes to your transfer details. (You will need to have an account on this website to make any changes.)
Once you have made the necessary changes, you can click on the ‘Update Account Status’ button to view your account status. (You will need to have an account on this website to do this.)
If everything is correct, the status should read ‘Success’. (You can also find this by going to your ‘My Account’ page on the Superamerica website and clicking on the ‘Contact Us’ link at the bottom of the page.)
If you have any questions about the transfer process, you can contact customer service by phone or email.
Will My Points Be Post-Paid If I Transfer To A Charity Or Non-Profit Organization?
Some credit cards, PayPal accounts, and private lenders offer special privileges for donors. (Learn more about these generous offers here.) If you are looking to help a charity or nonprofit organization, you can use your points to buy gifts for the people you are helping. (Just make sure that the charity accepts credit cards or PayPal accounts as form of payment.)
If you are looking for a way to give back, consider donating your points to a charity or nonprofit organization instead of taking them for yourself. You can help people in need and get some rewards at the same time!
What About Points Redeemable For Airfare?
Some credit cards will give you points when you make an online travel purchase. (Learn more about these credit cards here.) You then have the option to redeem those points for travel or cash. (Learn more about this perk here.) If you want to take a vacation soon, consider redeeming your points for airfare.
The advantage to this is that it’s possible to get amazing deals if you’re looking for airfare. (Just make sure that the card you are considering using offers this perk.) You can then use those amazing deals to take a vacation or go on a business trip. (Just remember to cancel your plan before you travel so that your credit card does not get flagged as suspicious because there is no activity on your account.)
Airfare is likely to become even more affordable once the new year starts. Just make sure that you are not wasting any good discounts by not using them in the first place.
What About Foreign Currency Restrictions?
Some credit cards and PayPal accounts have foreign currency restrictions. (Learn more about these restrictions here.) If you decide to use a foreign currency to make a purchase, there will most likely be a limit on the amount you can spend in that currency. (Learn more about this perk here.) You will need to make sure that the amount you are spending in a foreign currency is within the allowed limit.
Do I Need To Pay Close Attention To Savings And Budgeting?
As noted above, some credit cards and PayPal accounts have financial benefits that reduce the need for you to pay attention to savings and budgeting. (Learn more about these benefits here.) If this is the case with your account, consider whether or not you want to continue with this type of card. (You can always switch cards later.)
If you decide that you do not want to continue with this type of card, you need to find a new way to earn and save money. (You can also consider opening a savings account with a local bank or credit union.)
You should also review your budget and consider whether or not you are spending too much in any one area. (For example, are you spending too much on entertainment or eating out?)
If you decide that you need to change something in your budget, you can start by looking at your savings first. (If you have a large amount of savings, you may not need to alter your budget much at all. But if you are barely making it through each month, you may want to consider changing some of your spending habits.)
Reducing your expenses is always a good idea, but it is especially important if you are trying to reduce debt. (You can also reduce some expenses by getting a part-time job or taking on a side hustle. But to be able to tackle your debts, you will need to reduce your expenses in all areas.)