Most of us would love to be able to spend our money as soon as we make it. Unfortunately, life sometimes gets in the way, and our money can’t always follow us around like we want it to. This is why we need financial planners who can help us make the most of our money when the situation calls for it. One of the things they can help with is figuring out how to use our Pay At The Pump rewards cards at select gas stations around the country to maximize our gas dollars and minimize our impact on the environment. In this article, we will tell you everything you need to know about how to use your Pay At The Pump card at the pump itself so you can get your money’s worth and save the planet at the same time!
The Basics
If you’re reading this, I assume you either already have a Pay At The Pump gas card or are about to get one. These types of credit cards give you 1% cash back on all your gas purchases. It doesn’t matter whether you fill up at a fast food joint, drive past a car wreck, or pull up to the pump at a gas station — all your gas purchases earn you money back. The best part is that these cards also have an environmentally-conscious agenda, and they’re doing their best to reduce your impact on the earth by encouraging you to fuel up at fuel stations that offer Eco-Fuel discounts.
In general, these types of credit cards will earn you a higher rate of return than most other credit cards because of the 1% cash back offered on all your gas purchases. Keep in mind: it’s always better to save than to spend!
How To Use The Card At The Pump
Let’s say you’re driving down the road and your gas gauge shows you are a bit low on gas. Luckily, you see a sign for a Pay At The Pump gas station, and you decide to fill up there. How do you use your gas card at the pump?
First, look for the pump that gives you cash back. If you have a 1% card, you’ll need to fill up at a 0.9% pump in order to get your money back. Next, find out what kind of fuel this gas station offers. If it’s green diesel, you’ll get another cash discount because you’ll be helping to reduce the CO2 emissions from gas vehicles. Finally, if you’re still not sure what to do, ask the gas attendant for help! They should be able to point you in the right direction. Ideally, you’ll fill up with the type of fuel that offers the best price as well as the best credit card rewards.
By taking the time to find out what kind of fuel is offered at the pump and how much you’ll get back in rewards, you’ll be able to make an informed decision about whether or not it’s worth it to fill up there. Remember, the card will still give you a reward even if the pump doesn’t offer any special deals. In fact, it’s better if the pump doesn’t have any special offers because you’ll get your rewards anyway!
When To Use The Card
These types of gas cards are best used at gas stations where you get your money back. If the station doesn’t offer cash back, then it’s not worth it to use your card there because you’ll end up losing money regardless of whether or not you get the 1% cash back offer. Try to avoid using your card at gas stations that don’t give you any rewards; you’ll end up losing money in the long run because it’s not worth risking it.
One important thing to keep in mind when using your card at a gas station is where you park. This is especially important if you’re trying to save money because you don’t want to end up at a gas station that’s beyond what your card can cover. If you’re trying to save, avoid gas stations that are on the edge of your neighborhood because it’s usually more expensive to fill up there than in the middle. Plus, it’s usually faster to fill up in the middle of your neighborhood than at the edge.
Above all else, don’t waste your gas card. Try to find out what kind of rewards the card offers before you use it because you won’t be able to get your money back if you run out of gas before you find out what kind of deal the pump offers. Lastly, make sure you bring your card along with you whenever you go to the gas station. This will make it much easier for the attendant to see what kind of rewards you’re entitled to and help you maximize your savings!
Types Of Fuel
Now that you know how to use your Pay At The Pump card at the pump itself, you might be wondering what type of fuel the station offers. Keep in mind: it’s always better to be safe than sorry when it comes to the fuel you choose because you don’t want to damage your own vehicle by running it on the wrong type of fuel.
Many gas stations offer regular gasoline, but they might also have other types of fuel on offer as well. It’s always best to ask the gas attendant when you get to the pump because they’ll be able to tell you what type of fuel is available there. For instance, if you’re at a typical gas station that offers regular gasoline, then it won’t hurt to ask what else is available because maybe they have Shell Oil Company’s green diesel fuel or Valvoline’s synthetic oil on offer that day. This is why it’s always better to be safe than sorry when ordering gas at a gas station because you don’t know what fuel the seller is offering unless you ask!
Reduce Your Carbon Footprint
One of the reasons why gas stations offer these types of credit cards is because they want to reduce their carbon footprint. Many gas stations around the country have made the switch to eco-friendly diesel fuel, and they were able to do this because of the cash back offers from these cards. It’s always better to buy fuel at a gas station that offers the Eco-Fuel discount because when you consider the environment, you’ll realize that it’s better to be safe than sorry when ordering gas.
If you’re trying to save money while simultaneously reducing your carbon footprint, then it’s best to pay attention to what type of fuel the gas station offers because this will affect which credit card you choose. If the station offers green diesel fuel, then you’ll want to consider getting the Valvoline Diamond Visa because this credit card offers a 5% cash back bonus on diesel fuel purchases.
Final Takeaway
So you bought all that new gear for your car, made some extra cash on the side by renting out your room on Airbnb, and now you’re finally able to pay off that student loan. Congrats!
But what happens when your money runs out and you have no way to get more? Is there still hope for you to get the most out of all that money you just made?
The answer is yes. There are several ways you can get more money even when your account is empty. One option is to ask the bank for an unsecured loan. You’ll need to fill out a short form and pay a small fee, but this won’t hurt and can help you out in an emergency. Another option is to ask friends and family for help. Or, you can look into investing in a rental property or even buying a small business. In some instances, you might even be able to get a loan for the down payment. Keep in mind: none of these options are ideal and should only be considered as a last resort.
Hopefully, this article has helped you realize that you don’t need to be limited by your finances. Just because your bank account is empty doesn’t mean you have to settle for what’s available. Instead, you can use your credit card to get cash back on all your gas purchases and try to save as much as you can. If you’re still having trouble making the most of your money, then it might be time to ask for help from a financial planner who can help you make the most of what little you have.