Wellness-minded people are driving more and more to the races, but finding the perfect gift for the sports fanatic on your gift list can be hard. You can’t go wrong with golf, but it’s not the most practical gift for the person who spends the majority of their time at the gym. For the health-conscious individual who spends their time outdoors riding their bike, a tumbler would be the perfect present. But what if you don’t know what card they use? Or what type of wallet they carry? Finding the perfect present can be difficult, that’s why we’ve gone ahead and curated this detailed list containing the ideal credit cards for people who love to go fast!
The Amex Black Card
What if I told you there was a way to earn massive points when you make a purchase with your credit card? Wouldn’t it make sense to load your Amex card with as much money as possible? The best part is there’s no annual fee! That means all your wallet’s rewards, you’re going to have to make the most of them. Thankfully, the Amex Black Card gets you tons of bonus points when you make an outdoor purchase at participating restaurants and stores. It also provides a 50% discount on all items at Disney and other amusement parks. The card also gives you access to special offers and discounts at selected merchants.
The Delta SkyMiles credit card
Delta is one of the largest airlines, serving nearly 600 million passengers per year. They’ve also been known to give away free bags and other snacks to improve their customers’ experience. What better way to earn miles and cash back than by simply making a purchase? You get 3% back in cash when you make a purchase at a Delta-owned store or restaurant. Some stores offer additional perks, like the ability to check a bag for free or get upgraded to first class. You can find a Delta SkyMile credit card here with an annual fee of $95.
The Discover It credit card
If you’re looking for an option with a minimal annual fee and cash back, look no further. The Discover It card gives you 2% cash back on all purchases. You can also earn unlimited rewards points that can be redeemed for gifts and travel. The only downside is the Discover It credit card can’t be used at all outside of America.
The J.P. Morgan Chase Sapphire Card
Do you know what Chase is doing now? They’re paying you to use their credit card. For every $1000 you spend, you’ll earn $100 in cash back. That’s a great incentive to use your credit card. The upside is that the Sapphire Card has a minimal annual fee and no foreign transaction fees. The only downside is that the rewards are limited to cash back and grocery store purchases. You can apply for the J.P. Morgan Chase Sapphire Card here.
The Bank of America BHG Bonus Cash Card
Bank of America isn’t the most popular bank, but if you have one of their credit cards you can take advantage of their many perks. One of the best things about the Bonus Cash Card from Bank of America is that there’s no annual fee and you’ll earn 5% back in rewards. Spend $500 in a calendar year and you’ll get $25 in cash back. You can apply for the Bank of America BHG Bonus Cash Card here.
The HSBC Platinum Visa
The HSBC Platinum Visa is one of the most popular credit cards in the UK. With an unlimited rewards scheme and an annual fee of just £95, it doesn’t get much better. You’ll earn 3% back on all purchases. The downside is that the rewards are only available at select retail stores and restaurants, as well as online purchases. The best part is that there’s no minimum deposit required to get the bonus. You can apply for the HSBC Platinum Visa here.
The U.S. Bank Cash Plus Card
If you live in a country that uses the Euro, you can get a U.S. Bank Cash Plus card and use it just like you would a regular credit card. You’ll get 2% back in cash on all purchases. The downside is that you’ll have to pay fees for using the card in Europe. You can apply for the U.S. Bank Cash Plus Card here.
The Wells Fargo Cash Wise Everyday Credit Card
The Wells Fargo Cash Wise Everyday Credit Card from Chase is one of the best cash back credit cards out there. Not only does it have a minimal annual fee and no foreign transaction fees, but you’ll also make a cash back offer if you make a purchase at a shop or restaurant that’s part of the Cash Wise program. You’ll earn 1% back in cash on all purchases. The best part is that the card allows you to make overseas purchases. The only downside is that there’s a max of three cardholders per household and one person must be a minimum of 18 years old. You can apply for the Wells Fargo Cash Wise Everyday Credit Card here.
The Chase Freedom Unlimited Earned Rewards Credit Card
The Freedom Unlimited Earned Rewards Credit Card from Chase is a great option if you want to get something that’s a bit more personalized. Not only does it have a minimal annual fee and no foreign transaction fees, but the rewards earned are stored on the card. This means you can go back at any time and see what you’ve accrued in rewards. The downside is that the rewards are only available for select retail stores and restaurants as well as online purchases. You can apply for the Chase Freedom Unlimited Earned Rewards Credit Card here.
The Cigna Health Advantage Plan Credit Card
Are you a health care professional? If so, it would be wise to apply for the Cigna Health Advantage Plan Credit Card. This credit card offers you a generous health reimbursement offer and an additional 50% discount at over 65s supermarkets and pharmacies. Not only that, but the plan provides you with additional coverage for medical expenses. The downside is that the credit card is only available to health care professionals and their families. You can apply for the Cigna Health Advantage Plan Credit Card here.
The American Express Blue Cash Card
The American Express Blue Cash Card from Chase provides you with a generous health reimbursement offer. In addition to that, the card gives you a 50% discount on the purchase of eligible health care goods and services. The downside is that the card has an annual fee of $95 and a minimum deposit of $1000 to get the discounts. You can apply for the American Express Blue Cash Card here.
The Chase Sapphire Preferred Card
Sapphire is one of the largest credit card companies and they’ve also been known to pay you to use their credit card. The best part about the Sapphire Preferred Card from Chase is that it has an unlimited rewards program with no annual fee. The card is also accepted at over 600 restaurants and retailers, including 7-Eleven, Dunkin’ Donuts, and Whole Foods Market. The downside is that the rewards are only available for select retail stores and restaurants. You can apply for the Chase Sapphire Preferred Card here.
The Dividend Rewards Credit Card from Dell
If you’re a Dell customer and want to take advantage of the company’s many perks, the Dividend Rewards Credit Card is for you. The card gives you 3% back in rewards on all purchases. You’ll get another 2% back via the Dell U.S. Savings Account. Not only that, but the card allows you to make overseas purchases. The only downside is that the rewards are only available for select retail stores and restaurants. You can apply for the Dividend Rewards Credit Card here.
The Bank Americard Cash Back Credit Card
Speaking of rewards-only credit cards, the Bank Americard Cash Back Credit Card offers you rewards that you can use anywhere Visa is accepted. The card gives you 2% back in cash and any combination of the following: discounts, rebates, or savings on your debit card purchases. The downside is that the rewards are only available for select retail stores and restaurants. You can apply for the Bank Americard Cash Back Credit Card here.
The Citi ThankYou Premier Credit Card
The Citi ThankYou Premier Credit Card from American Express is another rewards credit card that’s ideal for traveling and dining out. The card gives you 5% back in rewards on all purchases. What’s more, the company will donate money to a charity of your choice. The only downside is that the rewards are only available for online purchases and dining out at restaurants and hotels that are part of the ThankYou Rewards program. You can apply for the Citi ThankYou Premier Credit Card here.