You’ve got a new puppy. Your heart is overflowing with joy, and so is your wallet. You’ve just bought the best food, and now it’s time to treat your little buddy to some sophisticated eye care. But what eye insurance does Speedway use? Let’s take a look.
Traditional Versus Preventive
Traditional eye insurance is what you get if you’re already wearing glasses when you have an accident. Your insurance company will pay for the glasses you already wear, and you can continue using them after your accident. This is also known as “prescription” insurance.
Preventive eye insurance is what you need to purchase if you haven’t worn glasses before and don’t intend to wear them after your accident. With this type of coverage, you’re paying for an accident that hasn’t happened yet, so it is relatively affordable. However, you will need to make sure you eat right and get plenty of sleep otherwise, your eye health could deteriorate.
Which One Is Right For You?
Traditional eye insurance is usually accepted in cases where you’ve had an accident while driving or in other situations where you’ve had a fall that caused you to hit your head. If that’s you, then traditional eye insurance is the way to go. You’ll need to renew your policy every year, though, so make sure you contact your insurance company before it’s time for renewal.
Preventive eye insurance is usually accepted in cases where you’ve had an accident but haven’t yet needed to wear glasses to see clearly. For example, if you’ve had a near-miss accident where glass fell on the ground but didn’t break, then you can get a preventative eye glass policy. These types of policies are generally affordable and can be adjusted to fit your needs.
If you’re still deciding which type of eye insurance to get, ask your optometrist for assistance. He or she will be able to help you choose the right policy for your needs.
What About Those Who Are Blind?
If you’re completely blind, then you can’t really use either type of eye insurance. With most insurance companies, you have to be able to see something to qualify for coverage. That means you can’t have an accident and be unable to see what happened. If that’s the case for you, then you should contact an eye counselor or agency that provides services for the visually impaired.